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Your debt agency the telephone company sold this to help keep giving me provides but I think we have actuallyn’t gotten such a thing for the previous half a year.

Your debt agency the telephone company sold this to help keep giving me provides but I think we have actuallyn’t gotten such a thing for the previous half a year.

Should this come my credit file off any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop your credit record off 6 years following the default date regarding the personal credit record.

But needless to say your debt collector might opt to head to court for a CCJ, which will then be in your personal credit record for the next 6 years. When they allow you to be a great offer to be in, accepting it could be a good concept.

We don’t concur that I owe the bill stated through the phone business so when We did get in touch with them, they couldn’t give any more information since they had closed the account and offered it up to a financial obligation agency.

Off my case, would this still not remain for another 6 years if I settle to get them ?

Sara (Financial Obligation Camel) says

perhaps you have taken the grievance into the appropriate Ombudsman?

We have education loan financial obligation from 1997 that has been sold up to a DCA around 2015. We haven’t made a re re re payment or acknowledged your debt since the first ’00s, nevertheless the DCA slapped a standard on in 2017 and state that the reason for action’ started then. Does a financial obligation need to be in standard before an underlying cause of action starts?

Sara (Financial Obligation Camel) says

An student that is old-style debt – we suggest you keep in touch with National Debtline on 0808 808 4000 about it.

I’m from Venezuela. Back 2014 we signed up for a post graduate system in England. In 7 june 2014 I made the very first and only payment to my tuition charges. To pay the remainder I became looking forward to the goverment to approve my demand to exchnage currency that is venezuelan pounds (in Venezuela you will need goverment permission to work on this type of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two commentary had been really complicated and long. You may need anyone to speak to you in regards to the details of your instances, see your face isn’t me personally.

Hey! Thanks anyway.

We believe I would simply inform the university about my present situation, with my boss placing my agreement on hold and everything, to discover when they can hold back until lockdown is lift here to resume conversation.

We have a debt that is old 2010-2011 that I didn’t realize ended up being outstanding to virgin media. I recently signed up to credit references agency’s and this is where I realised this debt was outstanding as I am looking to buy a house. The total amount is small, however although payments could never be drawn in mid 2010 this financial obligation appears to have never ever been defaulted. In order that it has remained on my credit file as a merchant account in arrears and lacking repayments which date each month until June 2020 (present). My real question is exactly exactly just what recourse do i’ve with this, because clearly very nearly 10years later on this would maybe perhaps perhaps not still be being reported back at my credit report and adversely affecting it? I could spend this quantity, nonetheless i’d like elimination of this from my credit score because it’s one thing I became unacquainted with, being very nearly ten years old now clearly must not remain recorded on my credit report, thought these problems frequently just remain on the file for as much as 6years.

Any information you are able to offer would actually be appreciated.

Sara (Financial Obligation Camel) says

Have you continued utilising the Virgin account? If you don’t, when do you stop?

Please would you delete my sorry and surname for numerous posts.

We have a superb financial obligation from 2010 until I recently looked at my credit file because we are looking to get a mortgage that I was unaware of. The account in best payday loans arrears is certainly not for many cash and I also have always been in a position to repay this anytime, nevertheless the contact that is last had regarding this debt was at 2011 and I’ve had absolutely nothing since (We have relocated house etc but e-mail has not changed) it seems this financial obligation had been never ever defaulted and it has remained as a merchant account in arrears and missed re payments each month since 2010, but I happened to be totally unaware. Do I have actually any recourse for coping with this, it is almost ten years old it is nevertheless to my credit account as lacking a repayment on a monthly basis. Is it possible to please advise, many thanks ever a great deal

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