## Fixed Rate Home Loan – Owner Occupier with Advantage Package *

**LVR** stands for the loan that is initial value ratio at loan approval. LVR could be the level of your loan when compared to Bank’s valuation of your home agreed to secure your loan expressed as a share.

As an example, financing of $400,000 to purchase a residential property worth $500,000 leads to a loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage loan rates are set on the basis of the initial LVR and don’t change as a result of modifications to your LVR through the life of the mortgage.

Get a 0.15% p.a. Discount on Advantage Package * for balances above $150,000 (within the rates that are below

installment loans vaTerm |
Annual price |
contrast price 1 |
---|---|---|

Principal & Interest |
||

12 months standard fixed rate less package discount |
2.94% p.a. | 3.86% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.76% p.a. |

LVR above 60per cent as much as 80% (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.81% p.a. |

LVR above 80% (No switch to standard price) |
2.94percent p.a. | 3.86% p.a. |

2 year standard fixed rate less package discount |
2.94% p.a. | 3.81% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.72% p.a. |

LVR above 60% as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.77% p.a. |

LVR above 80% (No switch to standard rate) |
2.94percent p.a. | 3.81% p.a. |

3 standard fixed rate less package discount |
2.94 12 months% p.a. | 3.77% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.67% p.a. |

LVR above 60per cent up to 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.72% p.a. |

LVR above 80% (No modification to standard price) |
2.94percent p.a. | 3.77% p.a. |

4 12 months standard fixed rate less package discount |
2.94% p.a. | 3.73% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.63% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.68% p.a. |

LVR above 80% (No switch to rate that is standard |
2.94percent p.a. | 3.73% p.a. |

5 standard fixed rate less package discount |
2.94 12 months% p.a. | 3.69% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.60% p.a. |

LVR between 60% to 80% (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.64% p.a. |

LVR above 80% (No modification to rate that is standard |
2.94percent p.a. | 3.69% p.a. |

Interest just |
||

1 12 months standard fixed rate less package discount |
3.94% p.a. | 4.47% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.84% p.a. | 4.38% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.89% p.a. | 4.42% p.a. |

2 year standard fixed rate less package discount |
3.84% p.a. | 4.44% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.74% p.a. | 4.35% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.79% p.a. | 4.39% p.a. |

3 year standard fixed rate less package discount |
3.84% p.a. | 4.42% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.74% p.a. | 4.33% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.79% p.a. | 4.38% p.a. |

4 12 months standard fixed rate less package discount |
4.14% p.a. | 4.51% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
4.04% p.a. | 4.41% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
4.09% p.a. | 4.46% p.a. |

5 standard fixed rate less package discount |
4.14 12 months% p.a. | 4.51% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
4.04% p.a. | 4.41% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
4.09% p.a. | 4.46% p.a. |

#### Relocation Mortgage Loan – Owner Occupier

**LVR** stands for the initial loan to value ratio at loan approval. LVR may be the level of your loan set alongside the Bank’s valuation of your home wanted to secure your loan expressed as a share.

For instance, that loan of $400,000 to get a residential property worth $500,000 leads to that loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage loan rates are set in line with the LVR that is initial don’t change as a result of modifications to your LVR through the life of the mortgage.

## Mortgage loan interest levels

**Owner occupiers – Principal + Interest**

**Owner occupiers – Interest just**

**Investors- Principal + Interest**

**Investors – Interest just**

The adjustable prices above include a price reduction this is certainly put on the appropriate guide price. These adjustable prices are just readily available for brand brand new ING safety property and borrowings. All prices and information are proper at time of book and are also susceptible to alter.

**Owner occupiers – Principal + Interest**

LVR is 80% or less

LVR is above 80% much less than or add up to 90%

LVR is significantly more than 90percent

**Owner occupiers – Interest just**

LVR is 80% or less

**Investors – Principal + Interest**

LVR is 80% or less

**Investors – Interest just**

LVR is 80% or less

The adjustable prices above include a price reduction this is certainly put on the reference rate that is relevant. These adjustable prices are just designed for brand brand brand brand new ING security home and borrowings. All prices and information are proper at period of book and generally are susceptible to alter.

**Owner occupiers – Principal + Interest**

LVR is 80% or less

LVR is above 80% much less than or add up to 90%

LVR is significantly more than 90per cent

**Owner occupier – Interest just**

LVR is 80% or less

**Investors – Principal + Interest**

LVR is 80% or less

**Investors – Interest just**